Financial Inclusion in Iraq Between the Challenges of Reality and the Foundations of Structural Change
DOI:
https://doi.org/10.55640/jme-06-07-02Keywords:
Financial inclusion, digital transformation, Iraq, digital financial inclusionAbstract
The present paper examines the current situation with financial inclusion in Iraq in connection with the demands of digital transformation. This is achieved through defining the conceptual models of financial inclusion and digital transformation, based on regional and international experience, and analyzing the current situation with digital transformation and financial inclusion in Iraq using existing digital and financial indicators. It turns out that there is some progress in digital infrastructure, while at the same time there is growth in the number of electronic financial channels. At the same time, there is a certain range of challenges, especially of the institutional and legislative character, which prevent further progress of financial inclusion.
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Copyright (c) 2026 Asst. Lecturer Mustafa Mohammed Talib, Asst. Lecturer Sarah F. Altalaqani, Dr. Ali Hamza Jiyad
This work is licensed under a Creative Commons Attribution 4.0 International License.
Individual articles are published Open Access under the Creative Commons Licence: CC-BY 4.0.
