Asst. Lecturer Mustafa Mohammed Talib, Asst. Lecturer Sarah F. Altalaqani, & Dr. Ali Hamza Jiyad. (2026). Financial Inclusion in Iraq Between the Challenges of Reality and the Foundations of Structural Change. Journal of Management and Economics, 6(07), 7–17. https://doi.org/10.55640/jme-06-07-02